James Black | London | Hogan Lovells

James Black

Partner Global Regulatory

Languages

English, French

Black James

James Black
Black James
  • Overview
  • Experience
  • Credentials
  • Insights and events
quote mark

‘James Black has advised us for many years and has excellent and up-to-date knowledge. He maintains a thorough understanding of our business strategy and product lines which enables him to tailor advice effectively.'

(Legal 500, Fintech)

James is an experienced partner in our Financial Services team, focussing on consumer credit, mortgage and payments regulation. He helps clients to navigate the complex regulatory environment in order to build and grow their businesses, whether they are start-ups or established players.

James advises on the implications of regulatory requirements for all aspects of his clients' businesses, including product design and implementation of new legislation. He works closely with our corporate, commercial and structured finance teams on debt and equity finance arrangements.

He has a strong track record of advising on innovative and first to market solutions, including mobile wallets and Open Banking, and has significant in-house experience.

quote mark

‘James Black is a standout partner in this field. His mastery of the subject matter and prevailing practice and his sharp analytical mind make his advice efficient, valuable and ready. He is adaptable and responsive.’

(Legal 500, Fintech)

Representative experience

Advising on the development and launch of a significant mobile payment solution.

Advising Open Banking on regulatory matters.

Advising Metro Bank on the sale of its £2.5bn mortgage portfolio.

Acting for a major commercial bank on a number of commercial and prepaid card distribution agreements.

Advising card issuers on co-branding agreements with retailers for the provision of credit and store cards to their customers.

Advising on regulatory issues relating to FCA investigations into banking and lending (and related) products

Credentials

Education
  • Legal Practice Course, Oxford Institute of Legal Practice, Oxford, 2004
  • PgDL, Nottingham Law School, 2003
  • BA Hons Modern Languages, University of Bristol, 2002

Recognition

Key Lawyer

Legal 500 (Fintech)

2025